If everyone were a TOPDOLLAR-NEGOTIATOR© then *client remorse* would not exist. Sellers will only negotiate the best deals with buyers who are credible. Smart buyers don't jeopardize a great deal over a $5,000 difference in the purchase price, and, then throw away $70,000-$140,000 of their money on higher mortgage charges over the life of the home loan. ! (via their "favorite" mortgage broker). For the best deal: You SEARCH > > I’ll NEGOTIATE.